News and Insights

Pan Asian Mortgage Company Limited is a Hong Kong based innovative financial services company, specializing in mortgage origination and capital market financing.

如果特朗普未能完成任期

去年特朗普(Trump又稱侵總統)以黑馬姿態勝出美國大選,為環球政經局勢帶來眾多變數。但近期發展,愈發令人懷疑,侵總統能否順利完成任期。而美國股市近月持續上升,少不了侵總統基建、減稅及刺激就業的概念。一旦他中途墜馬,對環球政經局勢的影響將不容忽視。

高價投地的悖論

港島鴨脷洲臨海地皮創新高,多家物業代理先後改變樓市預測,個別更由看跌改為看升;筆者認為,在更多中資進入市場後,本地發展商角色將可能被轉變。地產商的將來並不是筆者的關注,但其位置和角色的轉變,足以顯示一些改變的趨勢!

Company Statement

Our Company, Pan Asian Mortgage Company Limited, would like to alert the public that an entity named “Grand Asia Mortgage Services Limited” with Chinese name“宏亞按揭服務有限公司” is using the same Chinese short name as our Company “宏亞” on its website (http://gamortgage.com.hk) to  promote its money lending business. Our Company is totally unrelated to Grand Asia Mortgage Services Limited宏亞按揭服務有限公司.

Mr. Leland Sun Elected to the HKGCC General Committee

Mr. Leland Sun, Managing Director and Founder of Pan Asian Mortgage Company Limited, has been elected to the General Committee of Hong Kong General Chamber of Commerce (HKGCC). Born in Hong Kong, Mr. Sun is an experienced financial services professional with longstanding business experience internationally and in the Mainland. Mr. Sun has been an active Member of HKGCC for more than 10 years and is dedicated to serving Hong Kong business interests and has been a strong advocate of small and medium enterprises – the foundation of Hong Kong’s success. As a financial markets pioneer, Mr. Sun believes that “Striving for Innovation” will continue to enhance Hong Kong’s competitiveness.  Mr. Sun is currently the Chairman of the Coalition of Service Industries and a Member of the China Committee, as well as a Past Chairperson of the Financial Services Committee at the HKGCC. He also serves as an independent director of Chongqing Rural Commercial Bank and Mizuho Securities Asia. Previously, he served as Board of Governor and Treasurer at the American Chamber of Commerce in Hong Kong from 2006 to 2011. Mr. Sun is honored and privileged to have been elected to the General Committee and will draw from all areas of his accumulated experience to serve the members of HKGCC.

MBA City

(Published by http://portal3auat.hktdc.com, May 2013) Financial services specialist Leland L Sun, Managing Director and founder of Pan Asian Mortgage, has built a flourishing business on two of Hong Kong’s pillar industries: financial services and real estate. Moving from California to Hong Kong in 1993 to work with Goldman Sachs, he started Pan Asian Mortgage in 2000. The firm’s initial focus was to help clients refinance their mortgages. “These borrowers had purchased residential properties in the mid-1990s, the market peak, only to see the value of their homes decline by 70 per cent from 1997 to 2003,” Mr Sun said.

Prudential measures for residential mortgage loans

For residential properties valued at $20 million or more, the LTV ratio will be capped at 60%. For properties valued at below $20 million, the 70% LTV ratio will be maintained, but the maximum loan amount will be capped at $12 million. Revision to the Mortgage Insurance Programme The HKMC has decided to implement the following changes to the insurance eligibility criteria under MIP: for mortgage loans with MIP coverage from over 70% to 90% loan-to-value (LTV) ratio, the maximum mortgage loan size will be lowered to HK$12 million; for mortgage loans with MIP coverage from over 70% to 95% LTV ratio, the maximum mortgage loan size will be lowered to HK$6 million; and for mortgage loans with MIP coverage from over 60% to 90%, the maximum mortgage loan size will also be lowered to HK$6 million.